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Old 01-11-2008, 02:52 AM   #1
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Car: 1985 Camaro Sport coupe
Engine: 305
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1985 Camaro, Z car?

I bought a 1985 Camaro a few years ago as a project.
I got it from the original owner.
Its a black, t-top, sport coupe with the F-41 package.
LG4, 700R4

Nothing special but my insurance co. lables it as a "Z Car" on my
insurance statement.

I never really gave it much thought...

Is it posible Chevy made a Z28 without a body kit or spolier?

It can't be a police package with T-tops, so what gives
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Old 01-11-2008, 09:54 AM   #2
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Re: 1985 Camaro, Z car?

No, its not a Z28 without a spoiler, the only examples of that are the California IROC that came with ground effects, a base hood and no spoiler. Really there sweet looking IMHO, but your avitar appears to be a SC.

THe fact that the VIN would be identical for a Z28 or a Base SC with a LG4 tells me that they are adding to the premium just to add to the premium, its like calling SUV's SUV's it was a term made up by the Insurance industry to increase the premium. As soon as you add Sport or "Z" in this case to anything or indicate that it is a "Performance" model then you can justify increasing insurance.

JOhn
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Old 01-11-2008, 01:56 PM   #3
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Car: 1985 Camaro Sport coupe
Engine: 305
Transmission: 700R4
Axle/Gears: Stock, 3.23

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Re: 1985 Camaro, Z car?

So the insurance co. sees the vin 8th digit, H in this case, and just calls it a Z to get more money? That is sneaky!
Not that it matters to me, I just got liability anyways...

I didn't think it was anything special or rare.

Thanks for clearing that up, it always made me wonder...
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Old 01-11-2008, 10:11 PM   #4
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Car: 1983 Camaro Z/28
Engine: LU5 305 CFI
Transmission: 700R4
Axle/Gears: J65/G80/G92-3.23

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Re: 1985 Camaro, Z car?

That's probably one reason for the higher premium is the eighth digit of your VIN being a H.Thier computor sees it as having a V8 and assumes to be a Z28(as Okfoz pointed out the VIN similarity).The Z28 is technically an option package on the Sport Coupe but Chevrolet treated it as a separate model(similar with the base Firebird and the Formula package).Have you brought this to your Insurance Agent's/Company's attention?
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Old 01-12-2008, 01:09 AM   #5
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Car: 1985 Camaro Sport coupe
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Re: 1985 Camaro, Z car?

I never talked to my insurance agent about it B/C I only have basic
coverage, liability. Its only a fun weekend car. It doesn't matter insurance money wise what they call it.

I was just seeing if there was a 1985 Z28 without a body kit because
my insurance said it was a "Z car" on my policy statement & it
made me wonder.

Thanks.
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Old 01-12-2008, 01:09 AM
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