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Old 01-16-2010, 12:32 PM   #1
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Join Date: Jan 2007
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Collector Car Plates and Insurance

Those of you who put collector car plates and insurance on your cars, how did you go about doing this? I want to do this for my 87 bird, but everything I found so far said the car has to be at least 25 years old. As of now, cars up to 1985 can get a Historical Vehicle plate. I checked out the MVD AZ website and could not find anything that would work with what I have. I don't plan on having my car as a daily driver anymore, but just a weekend fun toy. I wife and I have 2 trucks in the garage and those would be the daily drivers. The car sits at my parents house until I get it fixed, then gets transfered to my sisters house where it will be closer for me to get and drive and do the rest of the body work. Any help would be appreciated. Thanks.

Chris
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Old 01-16-2010, 07:38 PM   #2
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Car: 1985 Nascar Budweiser IROC replica
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Re: Collector Car Plates and Insurance

Chris, check out http://www.hagerty.com/
You need to show proof of another vehicle as a daily driver, and have a garage, send pic's and your set. Their website explains everything, including a "agreed value policy"...........Frank

Last edited by procamaro85; 01-16-2010 at 07:43 PM.
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Old 01-17-2010, 04:33 PM   #3
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Re: Collector Car Plates and Insurance

Well, that takes care of the insurance part, how about getting the plates?
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Old 01-17-2010, 06:56 PM   #4
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Car: 1985 Nascar Budweiser IROC replica
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Re: Collector Car Plates and Insurance

Not sure about the plates, I don't have historic plates on mine... you have to check with the DMV for that info, but you said your car was a 87 and it needs to be a 1985 and older right?...you might have to wait 2 more years for the plates if the rules are 25 years and older. But the insurance will get you exempt from any emissions though if your car meets the requirements....for me thats the best part, no emissions....Frank
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Old 01-17-2010, 07:22 PM   #5
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Re: Collector Car Plates and Insurance

Ok. Thanks. I will look into it more.
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Old 01-18-2010, 12:32 AM   #6
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Re: Collector Car Plates and Insurance

Most insurance companies offer collector car / limited use policies. I get mine through State Farm and they require the car to be at least 20 years old and you have to have another daily driver. hagerty and Grundy are 2 other big names in the business.

Once you have the insurance, the renewal notices will say emissions exempt. You can have any style plate you want on the car though. Historical / antique plates are not required.
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Old 01-18-2010, 12:34 AM   #7
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Re: Collector Car Plates and Insurance

Your car does not have to be 25 years old. You only have to have collector car insurance. You cancel your standard auto insurance and sign up for a collector car insurance policy. Cannot have both. Then you go down to the DMV with a copy of the declaration page from the insurance policy stating the VIN and Car, policy number, and collector car policy at the top. You have to give then a copy and they will update your regristation with the information. The collector insurance company will also notify the DMV electronically that you have a collector car policy. Then at renewal you will no longer receive emission testing notices. There is no special lics. plate.

This is what I did with my 88 IROC and I have a policy with Grundy. It was very easy. http://www.grundy.com/
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Old 01-19-2010, 11:03 PM   #8
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Axle/Gears: 2.77 posi 9-bolt

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Re: Collector Car Plates and Insurance

Any special condition the car must be in for the insurance company? Right now, I need paint on it and get it up and running. The running part will be done after the 30th when I do my head swap. The paint and body work will be done in a slow process. Need a few things worked out for the body, but will look really nice, I hope.
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Old 01-20-2010, 06:34 AM   #9
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Re: Collector Car Plates and Insurance

Both of the cars I have collector coverage on need full resto's. It impacts the overall value but State Farm didn't have issues providing the insurance on them.
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1988 GTA 1990 IROC convertible
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Old 01-21-2010, 01:15 AM   #10
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Re: Collector Car Plates and Insurance

As far as the camaros im sure you need to be 20 years or older. I talked to a guy witha 90 T/A and he said that any firebird owner can get the collector car insurance because they consider them colector cars now since pontiac no longer is around...he didnt tell me much but thats what I understood. correct me if im wrong.

need this insurance to get my exhaust done
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Old 01-22-2010, 10:53 AM   #11
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Re: Collector Car Plates and Insurance

Quote:
Originally Posted by birdtojag View Post
Any special condition the car must be in for the insurance company? Right now, I need paint on it and get it up and running. The running part will be done after the 30th when I do my head swap. The paint and body work will be done in a slow process. Need a few things worked out for the body, but will look really nice, I hope.
Generally, the condition will depend on which insurance company you choose, but most will insure cars in a "restoration status". Grundy will ask for photos of the car and make the call if they want to insure it. But generally will insure restorable cars.
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Old 01-29-2010, 12:11 AM   #12
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Re: Collector Car Plates and Insurance

i have the collector car ins on my 91 camaro. it is through "american collector car ins" i just called them and they did the policy on the phone. i set it up and payed for it all at the same time.

then they emailed me the policy info and ins cards, the same time. then i printed it out and took it to dmv. all done the same day!

i payed $210 for a 1 year policy. it is full coverage and 0 deductible. with a 11k agreed value for replacment.

they have a link on the email that you send you, for you to send a photo of the car. i just sent one side pic and they never questioned it.

as far as the antique plate. it is dmv that requires the vehicle to be 25 years of age, before they will issue a antique plate. but you can always ask?
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Old 02-08-2010, 12:31 AM   #13
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Re: Collector Car Plates and Insurance

did they say anything about there beeing a age requirment?
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Old 02-11-2010, 01:38 AM   #14
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Re: Collector Car Plates and Insurance

American Modern Home Insurance, through Rally Insurance Group. I combined it with another collector car. 1989 IROC, agreed value-$12K, 3,000 miles per year limit, yearly premium-$152. 1-800-801-1823 (renewed 12-09 to 12-10)
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Old 02-11-2010, 01:38 AM
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