Hey guys, my broker just called me today.. He got a quote from ING and told me a horrible number.. 394.14... I have to have $800 by July 18th. So I looked online and came across TD.. they quoted me 167.28. Before I switch, Has anyone had any problems?

I have to take it in for them to inspect it for modifications... Uhoh..

I've been with TD for years and haven't had any issues, I don't carry collision insurance on any of my cars and they've been very reasonable with the one at-fault accident I've had. I've never had to have one of my cars inspected for modifications, but here you've got to inspect any vehicle you add to a policy if it's more than 10 years old.

They're fantastic to deal with for getting vehicles added and getting temporary insurance. Last car I bought I had the temporary insurance slip emailed to me and printed out in less than an hour after giving them a quick call, same deal when I needed to insure my camaro to move it out to storage.

I'm just hoping they don't give me any trouble over my exhaust... It's 2 1/2" single (like the stock one) with a magnaflow cat and a flowmaster muffler..

I've been with them for awhile. In my case, I didn't have to have it inspected unless I wanted to carry more than PLPD. In that case they wanted it appraised. Probably just due to its age.

Their rates are great, too. My 'Bird costs the same as my 2000 Ranger 2x4 with the 3.0 engine (4.0 was more common)

I don't plan on looking elsewhere and if you bank with them, they can do monthly withdrawls instead of a lump sum of $800 that you're facing.

Back in the day when I drove a Mustang with a V8, I just moved back into town and they asked for inspection because I was new to the company. It was a one time deal. I pulled up they came out walked around, asked a few questions....like is it stock. YES of course it is. No problems.

I wouldnt worry. Just do it. I have no experience with this company but I may be switching shortly so lmk how it goes.

Went great, I gave them my bank account info, they'll do a direct withdrawal every 18th of $147, the guy who inspected the car was my dad's buddy who actually buffed his '69 Shelby back in the 80's, so he just took a few pictures and asked me if it was stock..

I even put the stock breather back on haha.

I'm with TD too, no problems. I had to get inspections on the first couple of vehicles when I was new to the company, now they pretty much insure anything I ask 'em to. l One not-at-fault accident and they've been great about it. The 'bird would need an appraisal to get collision and fire/theft on it due to age though.