I am 16 and geting a camaro (91' RS V8) in about 2 weeks. How mutch am i going to be paying on insurance?

thx phil

 

16, It is going to be high. I would try to stay under your parents policy, try to take a driver safety course, that helps. You will get a lower rate when you turn 21 & 25. If you get married it goes down even more. I would not be suprised if it was about 1200 every 6 months on your own. Hopefully for you it would be less. Good luck.

 

i pay around $1200 i think. it might be lower. this is also under my parents name. i don't pay my insurance right now because im not allowed to drive my car until the end of august.

 

there are to many factors for someone to give one number.
1 where you at? there will be a big difference between living in BFE north Dakota and in New Jersey where the insurance for a 16 yr old is crazy expensive (i know i used to live there)
2 grades in school
3 any points on the license yet? as soon as you get one ticket expect the $$$ to go way up
4 are you going to be listed as the primary driver?
5 or is the car under the parents names?
6 what is the value of the car? $500 or $3500?
7 full coverage?
8 what company will insure it? that makes a difference
to many factors to list
just call and find out
i pay about $1200 a year for the car and a bike full coverage on both.
but i am also 27 with no tickets on the license.
later
biker

 

see this is why I love living in Canada The insurance here is not private, it is a crown corporation (government owned).

at 16 I paid $109 a month for everything, collision, comprehensive, extra liability insurance etc. that is Canadian so about $55 US per month.

My dad/mom pay about $30 US for their insurance because they haven't had an accident in within 10 year period.

 

I'm 18, started out at $145 and after I hit 18 it dropped down to $125. I've got about 3 tickets for moving violations though. Thats with as minimalistic an insurance plan as you can have, since I can't afford much more than that anyhow. I just have to pray that nothings going to happen to it and that no serious damage will be incurred.

Adam

 

mine is about 80$ a month liability. Im under my parents policy but the car is in my name. I was 17 when i got it. I also have a good grade discount (4.0 average) and drivers ed and a clean record until last night when i got a 65 in a 45

 

sorry my bad. i just found out from my mother that she pays $600 a year. for some reason i thought it was alot more. its just basic insurance. nothin special.

 

i'm from NY, 3000 a year in my parents name, one ticket. im 20. thats only liability.

 

When I was that young with a V8 I was paying about $180 a month with my '76 TA but that didn't have just liability.

On my IROC when I was 19 or so, I paid $100 a month with good grades reduction.

Now I have the car listed as being parked most of the time with a good drivers program ( no points) and I pay $60 a month.,

 

i pay about 1800 for full coverage on my 92 RS, but thats w/ 2 tickets and a dui... (yea i learned my lesson... )

 

i pay $1200 a year

BUT:

thats my V6
parents policy
liabilty only
i graduated 68th out of a 400 class
it has an airbag
1 ticket
multiple car deduction
New Jersey

 

When I was 17 I had my own policy and an 86 V8 firebird and I paid 958 a year. When I got my Iroc I put it in my moms name because I thought it would be cheaper but it is like 1100 a year.

 

THX alot guys i was scared when my brothers buddy said he paid 350 a month for a 79 TA when he was 16.

BTW

im in Arizona
under my dads name
no tickets
bad grades

full coverage

But anyway thx ALOT!

Phil

 

With my good student discount and on my parents policy, I paid $493 for six months of just liability with Allstate. That was with my 92 RS V8. When I got my IROC, it went up to $495. I thought it would be more, but it wasn't so thats good. The easiest way to find out is call your insurance company.

 

I'm 22 and I pay roughly $1000 a year Canadian for the 'bird, but it's registered under my father's name. The Jimmy on the other hand, is under my name (same policy, just registered in my name) and costs me around $2400 a year. It actually went up $100 over the past year and I haven't even been pulled over once. All of the guys out there causing problems, driving my rates up; You guys need to calm down... lol

 

Under my parents, as a 4th car and no collision i pay around 340$ every 6 months, but actually adding my car to the policy only rasied it 155$, so basically it just shifted the money around and made the policy go up 155$ so thats what my parents make me pay

its a good deal but its also no collision
thanks
AJ

 

My car, in my name, $1075 every 6 months. I'm 20.

Dec 4 1998: ticket for rearending a guy in a truck. D'oh, new car dosen't stop as good as the old one!

Feb 24th 1999: Speeding ticket.

No tickets since!

Aug 24th 1999: Car got totalled in a hit n run by a stolen F150. 100% other guys fault, whoever he was.

Bought my Camaro in Feb. 2001.

So if I make it another 2 months, my record will have been perfectly clean for 3 full years, and I still pay out the ***. It'll go down when I'm 21 though.

 

Here's what I did:

1. Definitely get it insured under parents policy
2. Say your mom owns the car and is primary driver
3. List yourself as an occasional driver
4. Get on the honor roll (A's and B's)

$400 every six months with State Farm insurance! I don't think that's too bad at all! I did buy the car at 18, though and it was after I graduated, so it may be more like $600 for you... also we have a great reputation with State Farm; parents been with 'em since they bought their brand new 1980 Mercury Capri...

~Chris

 

i talked to my parents insurance company, and they said with it in my dads name it would be like 80 a month... i dont know if they will take anything off for my grades...i had a 3.1 but my recent report card came out with a 2.9..

 

co;orado has one of the highest minimum insurance req. in the country and is thus very expensive, i live in colorado, am 19, have many a speeding ticket and am on my own policy, i pay 200 a month, oh and the car is a 84 trans am ho, so dont worry

 

lets see i have mine under my parents policy im the primary driver full coverage through state farm and its 145 a month

im 17 with good grades and no tickets ( at least that are on my record)

but my parents been accident free for 25 years

 

Im 18 and have my own insurance and I am a step 19(cause of 1 accident and speeding) and I only pay about $1600 a year which is about 130 a month for me.

 

Im 17, been paying it since i was 15 and 1/2, For full coverage with a 500 deductible on a 92 Camaro RS, with the 305 in teal green (yes color matters) I pay 730 every 6 months so 1460 a year. Since I have had 1 speeding ticket for 76 in a 60, took the driving class so its not on my record. Also a ticket for following to close. But niether have affected my rates. Plus I had a vandalism and a hail damage filed on it, but it hasnt gone up for those either since they were "circumstances outside my control"

Its not bad, you just have to work a lot and plan on being broke.

Andrew

 

I'm 16, got a '85 TA, and live near Detroit and I pay $70 per month. Not bad, except I have NO coverage at all. Only enough to drive it.

 

AAA insurance, im 17, 86 trans am, $120 mo. min. coverage

 

I got my license in NJ (the highest taxed state by the way when it comes to auto insurance) when i was 17 and it was only 700 a year. If you do your 6 hours with the driving school it helps, and good grades does too. The insurance company gave me a 300 dollar check because my grades were high. I don't know if that happens anywhere else, but I'm sure not complaining! the insurance company was NJ Manufacturers.