Sorry, not sure where to really put this. I have a base model 86V6 and currently spend $130 for full insurance. I was thinking about upgrading to 91-92Z28, but was wondering what the increase in cost would be...thanks
p.s. I am 18

p.s. They dont like us teen guys. We "drive to fast". Ive NEVER been over the speed limit, let alone RACE!

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1992 Camaro RS 3.1L
T5 Manual 5 speed
Cold/RAM air intake
Z-28 Exhaust
8.5mm MSD Ignition wires
TB Coolant bypass

Kills:

95 (****) Probe GT
94 Mustang GT
91 CRX (dont ask me why he raced me)
2nd Gen Z28 (350) haha to you V8 guys!
1992 RS 305 TBI (good race)
More to come

You pay 130 you luck son of a bit ch. I pay almost 500 a month and it's rediculous !!!!

HAHAHAHAHHAHAHA
150!!!!!!
16, AND TOOOOOO SEXE
Cops LUV ME
One Ticket, speeding, first day i got the car,
75 clocked while braking,

I Never Race (nose grows)
I never burn Out (rubber marks infront of house)
And i love old ladies (as cones to go around)

Okiedokie, full comp, 150 geico,
91 firebird, 305 V8

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91 FireBird 305 V-8
no true mods,
ghetto rigged cold air intake,
People dont have a soul, its just something parents made up to frighten little children, like the boogie man, or micheal jackson..."

GheTTo Riggers INC.
We Make Mcgyver look Like Crap

Uhhh no comment..
Im 16 I have a 91Z with a L98
Under my name I would pay 1000 every 6 months for liability. Under my dad's name I currently pay 200 every 6 months.

As for the cops Yea they give me a hard time, but I never race........ In the city
just watch out for them

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aka:15 year old camaro freak
owner of a 91 z28 5.7l camaro
Cross Drilled Brakes, KYB's,AFPR, 3.73 Gears, Trans Go Shift Kit, 2k Stall, B&M Rachet Shifter, Borla Adjustable Cat Back, Hypertech Chip, Hooker Headers.
more to come....
My 91 Z28

91 Z-28 full 200 a month. Used to be 90 a month before my accidents. I paid less when I was 16 than now i'm 19.

I'm 19 and up here in WI i am with american family ins co. i am paying 258.37 a month for full coverage and it sucks! (luckly its winter and im driving a beater, so i'm paying nothing on ins for the camaro now!) the beater is an 88 dodge daytona that is $85 a month for liability

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1991 Z28 305 TPI.

Mods: Hypertech Airfoil, gutted airboxes, K&Ns,polished 91' rims (they turned pink!), and all rear end bushings & tranny mout are energy suspension poly ones now

MORE TO COME: Any suggestions on what to do next? I really want to try and make the 305 run 13s (i've mostly been doing basic repair to the car, but now most of its done i have money to mod!)e-mail me@ abraham_39@hotmail.com

Hey 86V6, keep the car with the V6 and put a V8 in. You don't "really" have to report it!! If not that route, just keep the V6, register that, and switch the VIN on the dash, and the licence plates. Or just be honest, and go under your relatives name. The older, the better.

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'82 Firebird, dead stock, 9 bolt disc rear, over 200,000 miles and still going strong, more to come...

What exactly are you trying to say? Maybe you need to go back to school, and maybe learn some english, because you sound way too immature to be driving. But i guess anyone can get there license these days. No wonder why other people 16-25 and myself pay insane insurance rates, with people like you on the road i can understand it.

Insurance is insane just for having an "IROC" sticker on the side of your car. I had an 87 Z28 which actually has more power stock than my 89 IROC and virtually the same engine and other specs and the difference in insurance was amazing. The thing I HATE about insurance companies, is that they don't really take much risk. They risk covering you for a premium, and that premium is high because you're in the "high-risk" group. Ok that makes perfect sense. But then when you get caught speeding your rates go up more!! Wasn't that the reason you were paying higher premiums in the first place? Because they knew you would speed? The only real risks they take are that you'll really f*** yourself or someone else up and max out your coverage but how often does that happen. I HATE insurance companies!

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89 Iroc-Z LB9 305 TPI auto 2.73 posi:
3" Dynomax "cat" back,K&N filters, TB bypass, 3" pipe in place of cat, cleaned and flow-matched injectors, 170' thermo, mild ignition mods, synthetic oil, kicker sound system, soon to have 3.73 posi...

I am 19 and pay 179 a month full coverage on my 87 IROC Z. The insurance on a 92 was going to cost me 192.xx a month. It wasn't that much more but the IROC drove tighter and better so I bought it.

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TPI 305,
Gutted airboxes,
gutted MAF,
K&N filters,
Corvette Servo.
14.9@93mph

"Speed kills, wanna live forever, drive a Ford."

I have a 92 RS (V6) and pay 75 a month for liability, I'm 19. As for the teen guys speeding I'm real sick of taking the rap for all the 30 year olds driving Honda's, 50 year olds driving Cadilac's and really pissed off soccer moms driving mini-vans who all fly by me going around 85 every day while I drive to work on the expressway, while I do around 65-75, 65 being the speed limit. I just recently switched to progressive insurance i was paying around 98 a month on a POS 85 Camaro for just liability, that was with State Farm... They raised my insurance 3 consecutive times even though i was with them 1 1/2 years and had no tickects and no accidents... thier BS reasoning was "we are adjusting premiums to fit everyone's needs" I believe it was that multi million dollar lawsuit they lost for letting crap parts be used for replacements on the claims they paid, Well anyway thats my ranting, I wrote a dang book now. ah well. I think the thing that tops it all off is being followed by the police for having a nice looking car, that = you are a speeder around here to cops i guess. So now i'm totally off the original topic here but what the hell it's 1 am what'd you expect?

[This message has been edited by auxout (edited December 18, 2000).]

sorry bout that, im lookin back on that, and MAN was i oughta it,
I occasional race, but im Very careful bout it, im very paranoid bout my driving, the old lady part was thrown in there cause when i was driving my old car, i was drivin down the road, and out of the blue literally, in traffic some geezer just stepped out in front without pausing, it was 35 with about 30 Feet, (im not sure, it was kinda spontaneous) and i nearly hit her, she didnt even notice someone slamming there brakes comin two feet infront of her, she didnt even look, i wanted to knock someone that stupid.

And my driving, im very, very hard on myself, i once pulled my neck very bad, i touched, just touched the curb with my tire, and i flipped, i love my car, and push myself to be the best so i can taker care of it. and yes i can feel what your sayin about the dumbarses who jack up our prices, i was in an accident because of one, that wanted to move foward one spot in traffic.
im sorry again for sounding like an idiiot, i was in a hurry, and had to leave. but again, to those ive offended with my crappy post my apologies.

And to those cops who harrass those who drive third's for fun. can bite my butt. : )



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91 FireBird 305 V-8
no true mods,
ghetto rigged cold air intake,
People dont have a soul, its just something parents made up to frighten little children, like the boogie man, or micheal jackson..."

GheTTo Riggers INC.
We Make Mcgyver look Like Crap

I know im naughty for suggesting this, but has anyone ever modified their VIN to say their camaro has a v6 instead of a v8? i know there is a check code, and its easily cracked (gotta change more than the 8th digit!)

just wondering if it made a diffrence in price.

I currently pay $107 a month, for my 89 RS, V8. Its just for liability, so I suppose its worth it. Lots of companies wanted me to pay $250+ a month, so I basically said screw them.

**Update**
Oh yeah, and I just turned 19.

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Houston f-body Member Page
Home Page (and pics of my car too!)
1989 305 tbi Camaro RS Red/Red
Flowmasters
K&N

[This message has been edited by Sonar_un (edited December 18, 2000).]

I called up my insurance company and asked them if my insurance would change if I changed motors in my Camaro (originally 2.8) and the guy said "We just go by the VIN number".....

Now I've got a crate 350 in it.

Man, all of you should be so lucky, try living in NJ it f*cking sucks, on my 88 iroc i paid 3200$ a year for full coverage on my own policy, for my 91z they wanted 3800$ a year, so i switched insurance companies and now i am paying 3500$ a year (1746 every 6 months to be exact).. tell me that is not rediculous! I wish i could use most of my money on mods but instead im saving for insurance =(

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1991 Camaro Z28
350 TPI, Edelbrock Headers, Edelbrock Intake Runners, Flowmaster Muffler, Hypertech Power Chip (160 Deg Thermo), K&N Air Filter
Q-Logic Dual 10" Bandpass Subwoofer Enclosure
2 10" MTX Thunder 7000 Subwoofers
Rockford 250a2 Amplifier
Infinity Kappa 4x6" plate & 6x9's
Visit my website/see pics at: http://slayer6669.homestead.com

Ha, atleast we have something better up here in Finland

I pay insurance with full coverage (I mean it covers everything, even towing, if my ride happens to quit..) only $40 a month
And without all that coverage ****, its only like $10 a month...

Oh well, lets NOT talk about the price of gas...

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'89 Formula 305 TPI T-5
Check out my car HERE!

Gotta weigh in here. There is a mantra everyone needs to repeat, over and over: Insurance companies are evil, Insurance companies are evil, Insurance companies are evil. Not an opinion, just cold hard fact. It is a simple business model that gives them a license to print money. Here's how it works: 1/3 of the insurance company is dedicated to lobbying the government to allow them to charge you higher premiums; 1/3 of the company is dedicated to investing those premiums to make as much money for the company as possible; and finally, 1/3 of the company is dedicated to making sure you get as little money as possible if you have to make a claim. That's how it works!