3rdHXCGen

No joke I was driving down Ohara (a road where I live) and a tree branch about 20 inches around and the length of a 2 lane road fell from the sky and slammed onto my hood and windshield. My front end is all beat up and I dont know whats gonna happen to it...

Zepher

iTrader: (1)

sucks man. see if the property owner of that tree can be held acountable.

3rdHXCGen

Its the Property of the city... So I think there gonna total it out...

MillerTime21

WOW, that sucks. Hope it all works out for you.

3rdHXCGen

yeah I know I hope it does too...
thanks guys

xgtharo86x

iTrader: (1)

damn dude that suxx..do u have any pics of the damages?

92RS(real slow)

man that sucks bad what are the odds it just happend to fall when your driving under it hopefully everything will work out claim some injuries and make the city give u even more money

geehumshriber

I got hit by a tree once, me and Harry Potter had quite the night...

slowfast

DUDE! are you allright? Forget the car! I would have s@#t my self if a tree branch like that hit my car while I was driving!

Stephen

iTrader: (12)

The city can't call it totaled. THEIR property damaged your car, THEY have to pay, to make it right. Now, they COULD call it totaled, because they don't wanna fork out that much money, but if they do, I'd think they owe you a car.

Maybe you can score an ex-police 4th Camaro, as a replacement! Ls1? I'm not crazy about the 4th gens, just the driveline.

yourtoyslive

haha im suprised that wasnt me, with my luck with cars. Sorry bout that though man, my ranger took a beating by every kind of animal there is in my town lol. I once BACKED into a deer lol

Brisk

iTrader: (25)

oh my.. how the hell does something like that even happen?! man, what rotten luck.

the way I see it is you have three choices;

1. you determin the car is totalled, then you and the city sit down and determin an apporpriate replacement value for your car (they write you a cheque)

2. you take the car to several body shops and have them provide estimates to repair any and all damages that resulted from this accident. you then provide the estimates to the city and they will cut you a cheque for repair costs

3. you take the vehicle to your insurance company. they will determin the damages and whether or not to call the vehicle a complete loss. you pay your deductable and your insurance company either has your car repaired or they cut you a cheque for a write-off. in return, your insurance comany then goes after the city to replace the money they paid out to you (whether it is repairs of write off)

...either way, the city is going to have to pay.

I would suggest #2 if you wanted to keep the car, and this will also keep it off your insurance.

good luck!

StreetRoc85 350

fhut the wuck??? that has to be the most random thing i have ever seen! i really hope it works out for you man!

3rdHXCGen

Thanks for the replies guys, I have a little more information since the accident.

1. The tree is owned by SOMEONE not the city...
2. I have taken the car to body shops and the estimates all seem to be about the same (around $4500-$5000) Seeing as how I paid $2500 for my car I believe the insurance company will total it and I will get some money for a new car.
3. My parents aren't going to allow me to buy another Camaro, they want me to have a 4cyl truck...
thanks again.

Tmic87TPI

iTrader: (3)

any pics without the tree on top of it? hope they don't total it.

89N10GTA

iTrader: (1)

don't let them total it. damn it. it's your car there tree f***ed it up.
tell them you want it fixed or enough money to get it fixed.

3rdHXCGen

If only it were that easy hahaha. And yeah I have a few pics with the tree off the car ill post them soon. Im not on the right computer right now. The damage isnt actually that bad.

kcgperformance

Here is the deal you have to go after the land owner's insurance. All you have to do is contact landowner and get his insurance information. Once you have that you can contact the insurance company provide them with several quotes for the repairs. Then if they give you any hassle tell them that you are not interested in getting another vehicle and that until the incident there were only minor defects in the condition of the car. You just want enough to repair it back to the condition of before the incident. I would not settle for anything less than the insurance paying for all damages to be repaired.

-Kevin

3rdHXCGen

Yeah thats what I would want to do. But... we cant get a hold of the people who own the property. They are avoiding our calls and we might have to get lawyers involved... and My parents never liked this car to begin with thats why they only want the 2500 I paid for the car and then they dislike the car soo much that they WANT to buy me a new car idk whats up with that. thanks for the advice though.

3rdHXCGen

As you can see... the only real damage is to both the fenders, the front ground fx, the hood, and my windshield. Ohhh yeah and the paint but its just a scratch...

spr250

Man that sucks, I that happened to me as well. Nothing like a wake up call saying that your wife is late for work and there is a tree on your car, one that you just finished the night before. So I feel your pain.

kcgperformance

it'll rub out.

lol But seriously it's not even structural. If you can't get ahold of the land owner Call your insurance file a claim using the quotes you already have (let them go after the landowner) then get a few quotes on just having the paint work done. (You may have to explain to your insurance company how much your car means to you and that you are unwilling to let it get totalled out). Then call around local Junk Yards and procure the parts used (verycheap option). Take them to the paint shop get the paint done then install the parts yourself. You may have to come out of pocket up front but your insurnace or theirs will pay you back when they see the repairs made (I had to do this when I got rear ended in my blazer but I repaired a quoted $1500 in damage for $250 and pocketed the difference).

I just really don't want to see you have to give up a car you enjoy.

-Kevin

3rdHXCGen

Im gonna do what I can... I know how to make this a cheep and "easy" fix I know the owner of our local junk yard who would probably be more than happy to give me a good deal on parts. What a better reason for that cowl hood that Ive always wanted!? and I did want to upgrade my ground fx to the 1992 models. at the junk yard I think parts would be about $80-$100. and a Macco paint job. thats what im trying to talk everyone into.
thanks for the replys again guys.