Do any of you guys know if most/any insurance companies will insure a car with the classic plate for cheaper?

also, if any of you have two vehicles and one (obviously) being a 3rd gen with basic coverage, do you find the rates to be incredibly high?

I'm wondering which is my better option at this point. I've heard that classic plates have their advantages and disadvantages, and I would be using the car more then once a week, just not putting a lot of miles on it with each drive. I don't want to get pulled over for having classic plates or something since I basically drive in the same area.

Sorry if this is a little personal, just trying to get all my info straight.

 

i think its cheaper if you have a classic plate but you can only drive it like 5,000 miles a year

 

Classic insurance is cheaper but there are limitations on how you can use the car. I have Grundy for mine and my policy clearly states i cannot use either of the vehicles for use in going to and from work or other daily type use. That being said Grundy did say that don't have a issue if i happen to take one of the cars out on a clear,sunny Friday & i happen to swing by the office.....

 

Yeah that's what I figured. Do they monitor your mileage or something?

I have liberty mutual and I'm just trying to decide what will be more cost effective. Haven't called yet because I just haven't had time but I'm thinking my rates are definitely going to go up, even with minimum coverage and a two car discount.

 

I don't recall Grundy putting a limit on mileage. I did have to tell them what kind of mileage i thought i would do each year. Since i only use my two for pleasure/shows i put less than 2,000 miles on each year.

 

I have geico and have a 97 expedition and my 86 Camaro on with out full coverage. I do have the payouts cranked up so there not the minimum because I have a house but it's pretty basic stuff.

$680 x 6 months. It will go down by $200 in January when my record clears up to perfect and they add me as amarried too.

 

That's good to know. I'm in the same situation
with insurnce prices (mine will be coming down around seven hundred next november).

Once you get a classic plate can you switch
back to standard/are they hefty with the charge if so?

 

Im actually curious as to the answer about classic tags as well.

 

Not to be off topic but, from my experience, SafeAuto is the cheapest insurance company I have yet to deal with. Whether they offer classic tags or not is a good question but the company is worth looking into. I saved a little over $100 after switching with 5 points on my license.

 

They do monitor the milage, their is a sertain time you can drive the vehicle till I think it's about dawn, unless you are going to or comming from a car show, clasic plates are no fun just go custom normal plate
I go with erie insurance it's like 300 and some odd change for a year stored over winter
86 firebird

 

I'm definitely keeping my current insurance, the pricing scale is better then anything else I've quoted for what we have.

My only question at this point is if I get classic plates can I change back to standard? If I can, is it expensive?

 

well it's expensive to get the plate to begin with, and ya it's the normal price again to get the other plate, yes you can't trade here it's about 45 with AAA membership atleast to get a standard plate

 

In pa i believe its 75 dollars + some fee to get a classic tag.Only good thing is that you dont have to pay the 36 dollar renewal fee every year like you do with a regular tag.So after 2 years it pays for itself

 

ya but the restrictions are crazzy!

o ya espicially because they can get so many miles every inspection allong with other restrictions that are as bad : (

 

Geisheimer Insurance specializes in classic and custom insurance. I have all my policies through them.. http://www.4gii.com/

 

Where are you in Norristown? I don't think I've ever seen another 3rd gen around except for one in the KK parking lot . I drive the Black and primer firebird is you see it.

 

i have state farm on mine its 218 every 6 months, they told me that I can get the rate much less if its registered as a classic, however there are far too many restrictions

 

ya the restrictions are crazzy for classic

 

I had American Classic for 2 months this past fall. They required it to be garaged, have less than 5,000 miles driven per year, could not race it "at any timed event," and me and my family or household each had to have their own daily car. I was quoted at $270 every 6 months for my normal 21st Century Insurance and so I chose American Classic Insurance. For classic, at least in NJ, it was $150 for the year. And inspection was them taking it around the block and seeing if the odometer rolled over. I ended up dropping it because I'm just leaving it in the garage for the winter and I plan on going to some "timed events" in the spring.

~Matt