Ithink I'm getting screwed over by my insurance agency (Cotton States) I'm under 25 (I know, that doesn't help much) but I have a clean record except for a failure to yeild the right of way and a seatbelt violation and a speeding ticket that was totally dismissed due to a screwed speedometer. so that wont even count. But still, I'm paying over $800 every six months for insurance and another $50-80 for gas and it's making it really hard for me to get enough money for mods and food! Between gas in insurance I'm paying over $2500 a year. Because my insurance is so high, I cant afford to get insurance on my GTA so I cant really leave the driveway with it, and since my RS is more reliable I MUST drive it instead! So, am I getting screwed here? How much are you paying?
Please dont delete this! It's still kinda dealing with TBI

 

I was paying $647 / half with a clean record (zero points) as an 18 year old with the good student discount.

Its rough.

 

547$ every 6 months...im 17 with a discount for good grades and driver ed

 

$80 a month last I checked. It use to be $100.

 

I pay $600 every 6 months. Clean record, 17 years old, good grade discount.

 

Looks like I could be saving some money here. What insurance agency are you using? Oh yeah, I forgot to mention that my insurance is full coverage.
It's stupid to me that I could get a bigass 300+ horsepower Chevy truck and only have to pay $200 every six months while my little anemic 170 horsepower Camaro is costing me 4 times as much.
It's all because of those retards out there who cant or refuse to drive right.

 

pay 125/month liability only. 19 years old, 1 wreck, 2 tickets on record(6 not on there!) texas sucks with insurance and tickets. my insurance won't go down ANY until i'm 23.

 

$70
19 yo college student
1 accident and i ticket

 

That 600 bucks every 6 months is for full coverage. It's through a local Nationwide Insurance agent. The guy is a friend of the families, maybe I'm getting a deal, I don't know.

 

I'm 21, now with a completely clean record, and pay $350 per 6 months. It was $544 every 6 months when I was 20 and had one totaled car on my record. I'm in Missouri and go through American Family. Unfortuantly, it's only liability($50,000-$100,000-$50,000). I found that even with a $500 deductable for full, I would spend more money on the insurance w/ full coverage than they would give me for the car if I totaled it!!!!

 

65/per month. But im 22 and married (which cut mine in half) See if you can add the other cars a secondary drivers. I have 2 91 RS camaros. One as a primary driver which is 65 a month and one that is secondary which is 45 a month. My agent said with it being a secondary car my age doesn't sfect the price.

 

I am currently driving an 84 Escort, 1.6L for the harsh MN winters, and I pay $217 per month, liability! I called Progressive to find out what they will want for my Camaro, they quoted me at $400 mo for full coverage, I'll have to check what it is for liability. I am on risk, and Progressive is the only Insurance Co. that will take me.

Here is my record:
07/14/1999 Speeding
01/01/2000 Traffic Device/Sign
03/25/2000 Minor Moving Violation
04/28/2000 Not At Fault Accident, but other driver had no Insurance!
01/21/2001 Speeding
04/27/2001 Improper Passing

 

19 yrs old with drivers ed discount(10%),zero tickets,and 3 accidents,im at 181.22 a month.sucks alot,gonna try to find cheaper insurance in the summer.

 

Last time I checked, it was about $30 a month, full coverage, through State Farm for my '90 Formula. That was before I dropped insurance and parked it for 14 months. Clean record, multi-car discount, and I have life insurance through them so more discounts. It should be a little less for my '88 and '89 when I bring them back online.

Still, insurance is a crock. I'm 32, and I'll be able to insure 3 thirdgen cars for the price of what one of you younger guys is sweating to do just one. :hail:

 

full coverage 500 deductable 1500 stereo equipment insured.. around 120 per month.. american family.. im 23 single with 1 speeding conviction..

 

im paying 547$ every 6 months for liability only...that isnt that bad compared to some but still...i totalled one car already but the insurance company never found out about that. i got a ticket for the accident tho but got it fixed (still dont know how the insurance company found out) ive been pulled over 3 or 4 times but never gotten a ticket (knock on wood) i know my dad (40 years old 2 kids, married) his insurance on his 95 mustang GT is 147$ every 6 months for full coverage. insurance for him didnt change at all from his last car and it was a 4 cyclinder 91 grand am...go figure

 

my girlfriend ispaying $55 a month on her '91 Firebird for liability. She's had two tickets in almost three years, is eighteen, and has a good student discount. Funny thing is her insurance policy dropped by $50 when she got the Firebird as opposed to the '88 Thunderbird

 

I used to pay $52 dollars a month for full coverage and im 24 on my 89 formula, but then I put my wife on the car as primary driver and now I pay $38 a month. Oh, this is for full coverage insurance...I have state farm ins.

 

$18 a month for comprehensive $300 deductable

 

Whoa some of those prices are insane!!! i just checked today to see how much it would be to insure a 90 formula. $57.36 Liabilty
plus $25.23 for my Buick TTYPE!!! I was very pleased. I am 19 with a clean record. State Farm insurance.

 

You guys are driving me insane! I pay $184 a month full coverage, I'm still on parents policy, have all the discounts, 18 with a spotless record. It gets worse, my younger sister has different company ( 'cuz of way too many accidents ) she drives a truck ( so she can take out more innocent people ) and here insurance is less than mine. Plus should I get in an accident, even if it is not my fault, the company will drop me from the policy, period. They tried already because I drive a "high performance" vehicle, aka bone stock TBI RS, but couldn't kick me and my sister off at the same time. And they call themselves a prefered insurance company .

 

Sorry double post, I'm ready to put the server out of its misery myself

 

I pay $350 every 6 months full coverage and with a POS truck added for me and my wife If you are in the military, go with USAA. If your not, then try to find the cheapest national agency you can.....

 

$350 every six months on a '89 Formula and a '90 cavalier. Full coverage - collision. 21 years old with good student discount. State Farm on my own policy.

 

Doe sanybody else have Cotton States? I hate them. I found out today that they've gone up on my insurance AGAIN! Now it's a little over $900 every 6 months! And I have a $1000 deductible!
Im tired of this. I need to find a new insurance company. I thought I could get a discount or something cause ALL our insurance has always been through their company! Shows how much they care.....

 

I pay just about 80 bucks a month for full coverage on my 90 RS.. Thats with a clean record and and I am 23. Oh yeah and I have a 250 dollar deductable too

Kat

 

I pay about $50 a month, that's an 18 yr old male w/ a perfect driving record, drivers ed, and good grades......

 

I used to carry collision, it would be like another 80 bucks on each car, with a $100 dollar dectable.

I've had one accident where I slid my cavalier out of the road, just dented the fender. Cops never knew about it, but I turned it in to my insureance, my insureance still fell the next bill.

I also have one speeding ticket on my record, 19 miles over the speed limit.

 

I paid about 110 a month for full coverage with just my camaro, but then I got a dodge neon for a daily driver, then my insurance actually dropped to 100 a month for both cars. That is because I am 19 and my primary car is the neon which I don't have full coverage on, then the "occasional use" car is the camaro which I do have full coverage on. Go figure, add a car, save some money! What are these insurance companies thinking?

 

$417 a year ($34.75 a month) for liability (state minimum) and comp (fire, theft, vandal, etc..) with $100 deduct.

 

Hey I didnt see and Jersey posts Jersey RAPES you. I am 20 and I pay 1500 a year for liablility and something else. That is with no points and nothing. I know it aint too bad, But if I get a ticket.....BINGO THREW THE FREAKIN ROOOOOF. When I was on my permit driving my dads 88 Suburban 454 they had me paying 1200 a year cuz "its and SUV" In 88 they didnt know whut SUV was. I am trying to find my own insurance ( I am paying that under my dad) Most places want to rape me with a big old 2500 a year! Oh well whutcha gonna do, the price for love right?

 

It sounds like F body cars are hit pretty hard, especially if your young. There is hope though. My 92 costs $302/ year full coverage. But then I'm 47 with a clean record. Seems like you either have to get married or get older or both. By the way the car is just as much fun for me as it is you guys.

 

I pay $112 every six months through state farm for liabilty. I have my jetski and Jeep insured with them too, so I get some extra discounts, and I have a clean record(lots of tickets, just not on my current record). I live in Oklahoma, and I'm unmarried and 26 yrs old. You guys are getting raped!

 

Anybody else here from GA? What are your rates?
Im under my parents insurance policy and I have a good student discount, a pretty clean record (failuer to yield and seatbelt) and I took that defensive driving class and I'm still paying almost $2000 a year! The thiong that pisses me off is that my dad wont let me get my own insurance somewhere else! I say, if I'm paying for it I should be able to choose who I'm paying it to! He doesn't see it like that. I cant do anything to my car because every last penny goes to insurance (and gas and women, but that's not the point).
Can somebody recommend a good insurance company to me cause Is wear if it's the last thing I do I'm getting some different insurance. MAybe then I can insure both my cars or be comfortable with just one. State Farm looks pretty cheap. Are they pretty good when you need them? HELP!

 

I'm 37 and paying $195.00 per year from ALLSTATE just for liabilty, I dropped full coverage a few years ago because the car isn't worth much anymore even though it's in almost perfect condition.